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The file NETGAR32.DLL is identified as the Trojan Program that is used for stealing bank information and users passwords.
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NETGAR32.DLL Information and Removal:
NETGAR32.DLL is known as: TROJAN/DOWNLOADER6.
Full path on a computer: %SYSDIR%NETGAR32.DLL
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%APPDATA%JFPLAYERMAIN.INI
%PROFILE%LOCAL SETTINGSTEMPORARY INTERNET FILESCONTENT.IE5KHMHGZ4F1[1].HTM
%TEMP%NSW5.TMPNSWEB.DLL